‹ All articles

How to buy Bahamas real estate as a non-Bahamian

By Matt Sweeting

International buyers discussing property paperwork in an office

You can start with the lifestyle you want. Then put the right people, budget and purchase process around it. Here is a practical route from first conversation to closing.

1. Define how you will use the property

Will this be a primary home, a place for part of the year, or a rental investment? Tell me your expected time on island, preferred surroundings and must-haves. Intended use matters when your attorney reviews the acquisition and any approvals.

2. Put your local team in place early

Work with a Bahamian attorney before committing. Ask for title and due-diligence checks, an itemised estimate of closing costs and a realistic timetable. If financing is involved, confirm the lender’s requirements for your residency and income circumstances before assuming a down payment or borrowing limit.

3. Confirm the registration or permit route

The International Persons Landholding Act provides registration and permit routes for acquisitions by non-Bahamians. Have your attorney identify the route for the specific property, ownership structure and intended use, and confirm current requirements before you sign.

4. Look beyond the asking price

Request written estimates for transfer taxes, legal work, inspections, insurance and ongoing ownership costs. Plan how funds will move, including bank documentation and timing. Verify any payment instructions directly with your attorney using a known phone number.

5. Plan your move separately from your purchase

Buying a home does not itself settle the immigration permissions needed for your plans. Confirm your residence and any work requirements with the Department of Immigration or a qualified adviser. Property decisions and relocation decisions should support each other.

Bring me your brief and travel dates. We can build a focused viewing itinerary and make sure the right questions reach the right professionals.

Explore properties and more buying guides.

Have a question about your next move?

Talk with Matt
a place for your next chapter

let’s talk rentals.

Which side of the move are you on?

01

tenant

I’m looking for a place to call home.

find your rental
02

landlord

I have a property I’d like to rent.

let’s rent your property
buying with matt sweeting

where does your story begin?

Choose the guidance that fits your purchase.

01

bahamian buyers

Plan your purchase, get prequalified and find your next home.

start here
02

non-bahamian buyers

Explore island life with local guidance for your international purchase.

explore your next chapter